Debt Relief Options that Work for You

Everyone's situation is unique. When it comes to getting out of debt, there is no one-size-fits all approach. That is why CareOne Services, Inc. and other providers of CareOne Debt Relief Services focus on your individual circumstances to find the debt relief option that is right for you. We start with a free debt relief analysis, and a Certified Credit Counselor at CareOne reviews your situation carefully. After a credit counselor at CareOne reviews the amount of unsecured debt you have, they can work closely with you to build a realistic budget to see which debt relief plan best fits your specific needs – a CareOne Debt Management Plan (DMP) or Debt Settlement Plan (DSP).

For individuals who prefer a more discrete, online experience, we offer a comprehensive and robust online enrollment process through the CareOne website, which provides access to all of the information and resources you need to make informed, educated decisions. Providers of CareOne Debt Relief Services are committed to helping you manage your debt. In fact, a number of our credit counselors, team members and even the founder, Bernie Dancel, have been in your shoes, and have found their way out of debt too.



Working Together.
Bernie Dancel and CareOne Certified Personal Finance Counselors understand the importance of providing personalized debt relief solutions.

Connecting with Others Who Have Been There

CareOne providers believe our relationship with you is a partnership. We work hard to present you with the tools you'll need to be successful. To help, we've created the inspiring CareOne Community and an extensive social network where you can connect with others who share common experiences. CareOne's website offers extensive online resources and educational materials like the CareOne resource guides, the Tip Jar®, articles, blogs, and forums. My CareOne allows you to better manage your debt by personalizing your online account with information that can assist with your success.

Supporting Communities & Helping Others in Need

Bernie Dancel and the employees of CareOne also believe strongly in giving back to others in need throughout their community. CareOne is continually recognized for our philanthropic and community volunteer efforts, supporting organizations that focus on helping build strong families and promoting education, including:

  • Grassroots Crisis Intervention Center, Howard County Family YMCA, The ALS Association, The Columbia Foundation, ARC of Howard County, Howard Country General Hospital, The United Way of Central Maryland, and many more.
  • And, in October 2011, CareOne employees donated hundreds of pairs of new and gently used shoes in support of the non profit organization, Soles4Souls.